Updated on 2024/12/21

写真a

 
LIM, SoYoung
 
Affiliation
Faculty of Commerce, School of Commerce
Job title
Assistant Professor(non-tenure-track)

Research Experience

  • 2023.09
    -
    Now

    Waseda University

  • 2022.09
    -
    2023.08

    成均館大学校   貿易研究所   先任研究員

  • 2022.02
    -
    2023.08

    成均館大学校   経営学部   非常勤講師

  • 2022.02
    -
    2023.08

    成均館大学校   大学院貿易学科   非常勤講師

  • 2017.09
    -
    2022.08

    成均館大学校   貿易研究所   研究員

  • 2019.11
    -
    2020.03

    スイスローザンヌ大学校   保険数理科学科   訪問研究者

  • 2019.02
    -
    2019.08

    ソウル科学技術大学校   経営学部   非常勤講師

  • 2015.09
    -
    2017.08

    成均館大学校   貿易研究所   研究員補

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Education Background

  • 2017.03
    -
    2022.02

    成均館大学校   大学院貿易学科博士後期課程   博士学位取得(保険専攻)  

  • 2015.03
    -
    2017.02

    成均館大学校   大学院貿易学科修士課程   修士学位取得(保険専攻)  

  • 2009.03
    -
    2015.02

    成均館大学校   人文学部・経済学部   フランス語学科(主専攻)・国際通商学科(副専攻)  

Committee Memberships

  • 2023.01
    -
    Now

    Korea Trade Research Association  BOD Member

  • 2023.01
    -
    Now

    International Review of Financial Consumers(IRFC)  Production Editor

  • 2023.01
    -
    Now

    International Academy of Financial Consumers(IAFICO)  BOD Member, EXCO Member

  • 2023.01
    -
    Now

    International Academy of Financial Consumers(IAFICO)  General Secretary

  • 2024.01
    -
    2024.08

    International Academy of Financial Consumers(IAFICO)  Program Committee

  • 2023.09
    -
    2024.08

    Asia-Pacific Risk and Insurance Association(APRIA)  Organizing Committee

  • 2023.01
    -
    2023.07

    International Academy of Financial Consumers(IAFICO)  Program Committee

  • 2015.09
    -
    2019.12

    International Review of Financial Consumers(IRFC)  Editorial Assistant

  • 2015.09
    -
    2019.12

    International Academy of Financial Consumers(IAFICO)  Secretarial Assistant

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Professional Memberships

  • 2020.09
    -
    Now

    韓国貿易金融保険学会

  • 2020.02
    -
    Now

    Asia-Pacific Risk and Insurance Association (APRIA)

  • 2018.05
    -
    Now

    韓国貿易商務学会

  • 2018.02
    -
    Now

    韓国貿易学会

  • 2017.02
    -
    Now

    韓国保険学会

  • 2015.02
    -
    Now

    International Academy of Financial Consumers (IAFICO)

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Research Areas

  • Commerce   保険、リスクマネジメント

Research Interests

  • 保険、リスクマネジメント、貿易保険、貿易リスクマネジメント

Awards

  • Kyobo Life Travel Scholarship

    2024.07   Asia-Pacific Risk and Insurance Association   An Empirical Analysis of Relative Demand for Life Insurance vs. Non-life Insurance in a few ASEAN Countries

  • The Best Teacher Award

    2023.02   成均館大学校大学院貿易学科   International Development Cooperation in Finance & Insurance

  • 最優秀論文賞

    2021.12   成均館大学校金融保険研究センター   Analysis of ASEAN Consumers’ Preference for Insurance Operators and Insurable Risk

  • 論文賞 (大学院生部門)

    2017.12   韓国金融消費者学会   An Empirical Study on Reducing Income Inequality of Microfinance in Developing Countries

 

Papers

  • Insurance Development, Global Economic Policy Uncertainty and Geopolitical Risk: The Asymmetric Relationship Evidence from ASEAN-5

    Soyoung Lim, Phouphet Kyophilavong, Phongsili Soukchalern

    Journal of Asian Economic Integration   6 ( 2 ) 154 - 168  2024.09  [Refereed]

    Authorship：Lead author, Corresponding author

    　View Summary

    Academia and governments have shown interest in studying the influence of the global economic policy uncertainty index (GEPU) and the geopolitical risk index (GPR) on insurance development. Several empirical studies have been conducted to examine the influence of GEPU and GPR on insurance development. Nevertheless, the empirical results failed to achieve consensus. This study aims to study the asymmetric impacts of the GEPU and the GPR on insurance sector development in ASEAN from 1990 to 2020. We used the linear panel autoregressive distributed lag (PARDL) approach and the asymmetric panel autoregressive distributed lag (PNARDL) approach. The results from the linear panel ARDL showed that GEPU and GPR had an impact on non-life insurance (NI), but both variables did not have an impact on life insurance (LI). Furthermore, the asymmetric panel ARDL showed no significant impact of positive shocks from GEPU had a positive impact on LI and NI, but the negative shocks from GEPU only had a positive impact on NI. Positive and negative shocks from GEPU lead to an increase in the NI. Interestingly, we found that the positive shocks of GPR led to an increase in NI, but positive or negative shocks of GPR did not have an impact on LI. Policymakers in ASEAN should closely look at the GEPU and the GPR for insurance policy development.

    JEL Codes: E6, G0

    DOI

  • Financial Sustainability of Social Insurance: The Case of Korean Workers’ Compensation Insurance and Possibility of Triple Moral Hazard

    Hongjoo Jung, Changseob Kim, Soyoung Lim

    Asia-Pacific Journal of Risk and Insurance    2024.09  [Refereed]

    Authorship：Corresponding author

    　View Summary

    Abstract

    This study examines the economic stability of Korean Workers’ Compensation Insurance (WCI), highlighting the system’s vulnerability to triple moral hazard. Korean WCI features more generous worker compensation, lower employer premiums, and more active government involvement in accident prevention in addition to a higher industrial accident rate, compared to the system in Germany and Japan. The negotiation process of the WCI among workers, employers, and insurance managers often prioritizes short-term benefits, undermining long-term financial health. Workers seek greater compensation, employers push for lower premiums, and insurance managers may prioritize collective interests, exacerbating the system’s economic instability. Over recent years, applications for occupational disease recognition have surged, and premium rates have decreased, indicating increasing strain. To mitigate these issues, the study proposes enhancing transparency and rationality, involving non-political experts in decision-making, and clearly defining the government’s role in managing WCI. These measures aim to balance stakeholder interests and ensure the WCI system’s sustainability for future generations.

    DOI

  • Case Study on Improving ASEAN Insurance Literacy; Focusing on SKKU Global Insurance Project

    Soyoung Lim

    Monthly General Insurance   665   20 - 27  2024.04

  • A Study on the French Export Insurance System for Small and Medium-Sized Enterprises

    Soyoung Lim

    Journal of International Trade and Insurance   25 ( 1 ) 3 - 21  2024.02  [Refereed]

    Authorship：Lead author, Corresponding author

    DOI

  • Time-varying causality between oil price and exchange rate in five ASEAN economies

    Mustafa Kocoglu, Phouphet Kyophilavong, Ashar Awan, So Young Lim

    Economic Change and Restructuring   56 ( 2 ) 1007 - 1031  2022.11  [Refereed]

    DOI

    Scopus

    7
    Citation
    (Scopus)

  • A Study on French Export Insurance System

    Soyoung Lim

    Journal of International Trade and Insurance   23 ( 2 ) 1 - 17  2022.04  [Refereed]

    Authorship：Lead author, Corresponding author

    DOI

  • A Comparative Study of Domestic and Foreign Credit Life Insurance Systems

    Soyoung Lim

    Asian Trade Risk Management   5 ( 2 ) 1 - 24  2022.02  [Refereed]

    Authorship：Lead author, Corresponding author

    DOI

  • Status Quo Bias in Ocean Marine Insurance and Implications for Korean Trade

    Hongjoo Jung, Soyoung Lim

    Journal of Korea Trade   25 ( 5 ) 39 - 57  2021.08  [Refereed]

    Authorship：Corresponding author

    DOI

    Scopus

    2
    Citation
    (Scopus)

  • Changes and Influencing Factors of the Overseas Remittance Method: Focusing on Overseas Remittances of Foreign Workers

    Yoon Lee, Soyoung Lim, Hongjoo Jung

    Journal of International Trade and Insurance   21 ( 6 ) 55 - 72  2020.12  [Refereed]

    DOI

  • A Case Study on Pursuit of International Development Cooperation Project: Focusing on Insurance Education in a Lao University

    Hongjoo Jung, Sangrim Lee, Jeonghyun Son, Areum Choi, Soyoung Lim, Husanhui Wang

    Korea Trade Review   43 ( 1 ) 1 - 23  2018.02  [Refereed]

  • The Effect of Country Risk on the scale of Korea’s International Trade

    Hsuanhui Wang, Soyoung Lim, Aelita Khan

    Asian Trade Risk Management   1 ( 2 ) 19 - 42  2017.01  [Refereed]

    DOI

  • The Risk Management System of Japanese General Trading Companies

    Jae-Hwan Jung, Soo-Hyun Sung, So-Young Lim, Hyun-Boc Lee

    Asian Trade Risk Management   1 ( 1 ) 77 - 97  2016.06  [Refereed]

    DOI

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Books and Other Publications

  • Untitled(TBD)

    Soyoung Lim( Part： Contributor, A Comparative Study of Trade Insurance in Japan and Korea)

    Waseda University Press  2025.02

  • Introduction to International Trade Risk Management

    ( Part： Sole author)

    2024.10 ISBN: 9784910132778

  • 労災基金の効率的財政管理方案に関する研究

    ( Part： Contributor)

    韓国労働福祉公団労働福祉研究院  2022.12

  • 労災保険障害生命表の改善研究

    ( Part： Contributor)

    韓国労働福祉公団労働福祉研究院  2018.12 ISBN: 9791187973522

Presentations

  • The Asymmetric Impact of Geopolitical Risk on Insurance Development; The Evidence from ASEAN

    Soyoung Lim

    IAFICO Annual Conference, 11th Global Forum for Financial Consumers 

    Presentation date： 2024.08

    Event date：
    2024.08
    　
    　

  • Insurance Development, Global Economic Policy Uncertainty, and Geopolitical Risk: The Asymmetric Relationship Evidence from ASEAN-5

    Soyoung Lim, Phouphet Kyophilavong, Phongsili Soukchalern

    Asia-Pacific Risk and Insurance Association, 28th Annual Conference 

    Presentation date： 2024.07

    Event date：
    2024.07
    　
    　

  • An Empirical Analysis of Relative Demand for Life Insurance vs. Non-life Insurance in a few ASEAN Countries

    Soyoung Lim, Hongjoo Jung

    Asia-Pacific Risk and Insurance Association, 28th Annual Conference 

    Presentation date： 2024.07

    Event date：
    2024.07
    　
    　

  • A Study of Digital Trade Trends and Consumer Protection Regulations in Korea

    Soyoung Lim

    IAFICO Annual Conference, 10th Global Forum for Financial Consumers 

    Presentation date： 2024.07

    Event date：
    2024.07
    　
    　

  • Changes in Insurance Sales and Insurance Products after COVID-19 and the Impact on Financial Consumers in Asia; Focusing on Japan, China, and South Korea

    Hongmu Lee, Soyoung Lim, Seungho Hwang, Yangyang Yao

    IAFICO Annual Conference, 10th Global Forum for Financial Consumers 

    Presentation date： 2024.07

    Event date：
    2024.07
    　
    　

  • Does Insurance Sector Development Reduce the Carbon Dioxide(CO2) Emissions? The Evidence from ASEAN

    Phouphet Kyophilavong, Soyoung Lim, Phongsili Soukchalern

    Institute for Global and Area Studies (IGA), The 14th Trans-Pacific International Conference 

    Presentation date： 2024.06

    Event date：
    2024.06
    　
    　

  • Development Direction of Sungkyunkwan University Graduate School of International Trade; Training Experts through Majoring in Language & Literature and International Trade

    Soyoung Lim

    SKKU International Trade Homecoming Seminar 

    Presentation date： 2024.05

    Event date：
    2024.05
    -
    　

  • A Comparative Study of International Trade Insurance in Japan and South Korea

    Soyoung Lim

    The 5th PKU-WASEDA Workshop (Social Change and the Role of Insurance and Risk Management) 

    Presentation date： 2024.03

  • A Study on France's Trade Insurance System for Small and Medium-Sized Enterprises

    Soyoung Lim

    2024 Korea’s Allied Economic Associations Annual Meeting 

    Presentation date： 2024.02

    Event date：
    2024.02
    　
    　

  • A Case Study on ASEAN Insurance Literacy Improvement; Focusing on SKKU Global Insurance Project

    Soyoung Lim

    2024 K-ASEAN Risk Management & Insurance Conference 

    Presentation date： 2024.01

    Event date：
    2024.01
    　
    　

  • ASEAN Preference over Insurer and Insurance; Myanmar, Vietnam and Indonesia

    Soyoung Lim, Hongjoo Jung

    Asia-Pacific Risk and Insurance Association, 27th Annual Conference 

    Presentation date： 2023.08

    Event date：
    2023.07
    -
    2023.08

  • Worker’s Compensation Insurance in France

    Soyoung Lim

    Worker’s Compensation Insurance Seminar 

    Presentation date： 2023.01

  • Insurtech Trends in Korea

    Soyoung Lim

    2022 K-ASEAN Risk Management & Insurance Conference 

    Presentation date： 2022.12

    Event date：
    2022.12
    　
    　

  • Asymmetry Causality between Insurance and Growth in Selected ASEAN Countries

    Phouphet Kyophilavong, Soyoung Lim, Tam Trinh

    Asian Economic Panel 

    Presentation date： 2022.10

  • Comparative Study on Country Risk in ASEAN

    Soyoung Lim

    IAFICO Annual Conference, 9th Global Forum for Financial Consumers 

    Presentation date： 2022.08

    Event date：
    2022.08
    　
    　

  • ASEAN Preference over Insurer and Insurance Products

    Soyoung Lim, Hongjoo Jung

    Asia-Pacific Risk and Insurance Association, 26th Annual Conference 

    Presentation date： 2022.07

    Event date：
    2022.07
    　
    　

  • A Study on Insurers and Insurance Preference in ASEAN

    Soyoung Lim, Hongjoo Jung

    Korean Money and Finance Association, 31st Annual Conference 

    Presentation date： 2022.06

    Event date：
    2022.06
    -
    　

  • A Study on the French Export Insurance System

    Soyoung Lim

    K-ASEAN Risk Management & Insurance Term Seminar 

    Presentation date： 2022.04

  • A Comparative Study of Trade Insurance Systems in Korea and France

    Soyoung Lim

    Korea Trade Research Association, 2022 Spring Conference 

    Presentation date： 2022.04

  • ASEAN Preference Over Insurer and Insurance Products: Indonesia, Myanmar, and Vietnam

    Soyoung Lim, Hongjoo Jung

    2022 Korea’s Allied Economic Associations Annual Meeting 

    Presentation date： 2022.02

  • Survey on ASEAN Consumers’ Preference for Insurance Operators and Insurable Risk

    Soyoung Lim

    2021 K-ASEAN Risk Management & Insurance Conference 

    Presentation date： 2021.12

    Event date：
    2021.12
    　
    　

  • Analysis of ASEAN Consumers’ Preference for Insurance Operators and Insurable Risk

    Soyoung Lim, Hongjoo Jung

    2021 K-ASEAN Risk Management & Insurance Conference 

    Presentation date： 2021.12

    Event date：
    2021.12
    　
    　

  • Assessment of Customer Satisfaction and Retention towards Service Quality of Life Insurance Companies in Myanmar: An Empirical Study of the Life Insurance Policyholders in Yangon

    Honey, Soyoung Lim

    Asia-Pacific Risk and Insurance Association, 25th Annual Conference 

    Presentation date： 2021.07

    Event date：
    2021.07
    　
    　

  • Microinsurance in Korea

    Soyoung Lim

    2020 K-ASEAN Risk Management & Insurance Conference 

    Presentation date： 2020.12

    Event date：
    2020.12
    　
    　

  • Behavioral Bias in Ocean Marine Insurance: Focusing on Status Quo Bias

    Hongjoo Jung, Soyoung Lim

    World Risk & Insurance Economics Congress 

    Presentation date： 2020.08

    Event date：
    2020.08
    　
    　

  • Consumer Protection in Ocean Marine Insurance Market and International Trade Development Plan

    Hongjoo Jung, Soyoung Lim

    Korea Trade Research Association, 2020 Winter Conference 

    Presentation date： 2020.12

    Event date：
    2019.12
    -
    　

  • Consumer Analysis in FinTech Overseas Remittance

    Soyoung Lim

    IAFICO Annual Conference, 6th Global Forum for Financial Consumers 

    Presentation date： 2019.08

    Event date：
    2019.08
    　
    　

  • Consumer Analysis in FinTech Overseas Remittance

    Soyoung Lim

    ASEAN-Korea Financial Development Forum 

    Presentation date： 2019.03

  • International Financial Consumer Protection Trend: France

    Soyoung Lim

    2019 Korea’s Allied Economic Associations Annual Meeting 

    Presentation date： 2019.02

  • Research Trends and Implications on Ocean Marine Insurance: Focusing on Papers Published in Korean Academic Journals

    Soyoung Lim

    Korean Insurance Academic Society, Winter Conference 

    Presentation date： 2019.02

  • A Study on the Effect of Taking Insurance Theory Lecture on University Students' Insurance Image Conversion

    Soyoung Lim

    Korean Insurance Academic Society, Summer Conference 

    Presentation date： 2018.08

  • Current State of Microfinance in Developing Countries and Implication for Credit Scoring System

    Soyoung Lim

    IAFICO Annual Conference, 5th Global Forum for Financial Consumers 

    Presentation date： 2018.07

    Event date：
    2018.07
    　
    　

  • Research Trend and Future Research Area on Marine Insurance

    Soyoung Lim

    Korean Research Institute of International Commerce and Law, 2018 Summer International Conference 

    Presentation date： 2018.06

  • Theory and History of Mutual Aid Association

    Soyoung Lim

    2018 ASEAN Financial Development-Creating Shared Value Forum 

    Presentation date： 2018.02

  • Impact of RMI Education on its Literacy among University Students in Korea

    Soyoung Lim

    IAFICO Annual Conference, 4th Global Forum for Financial Consumers 

    Presentation date： 2017.11

    Event date：
    2017.11
    　
    　

  • Review of the Current Status and Prospects of Micro Insurance in Southeast Asian Countries

    Soyoung Lim

    Korean Insurance Academic Society, Winter Conference 

    Presentation date： 2017.02

  • Analysis of Success Factors and Implications of Overseas Microfinance

    Soyoung Lim

    Korean Academy of Financial Consumers, 2016 Summer Conference 

    Presentation date： 2016.08

  • An Empirical Study on the Contribution of Microfinance to Narrowing the Gap between the Rich and the Poor in Developing Countries

    Soyoung Lim, Hongjoo Jung

    Korea Association of International Development and Cooperation, 2016 Summer Conference 

    Presentation date： 2016.06

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Syllabus

Teaching Experience

  • International Trade Insurance

    早稲田大学商学部  

    2024.04
    -
    2024.07
     

  • Introduction to Risk and Insurance

    早稲田大学商学部  

    2024.04
    -
    2024.07
     

  • Introduction to Risk Management

    早稲田大学商学部  

    2024.04
    -
    2024.07
     

  • International Trade Insurance

    早稲田大学商学部  

    2023.10
    -
    2024.01
     

  • グローバル持続管理

    成均館大学校大学院貿易学科  

    2023.05
    -
    2023.06
     

  • 海上保険特講

    成均館大学校大学院貿易学科  

    2023.03
    -
    2023.06
     

  • グローバルリスクマネジメントと保険

    成均館大学校経営学部  

    2022.09
    -
    2022.12
     

  • International Development Cooperation in Finance & Insurance

    成均館大学校大学院貿易学科  

    2022.09
    -
    2022.12
     

  • グローバル金融保険設計論

    成均館大学校大学院貿易学科  

    2022.03
    -
    2022.06
     

  • Principles of Insurance

    ソウル科学技術大学校経営学部  

    2019.03
    -
    2019.06
     

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Research Institute

  • 2023
    -
    2059

    Research Institute of Business Administration   Concurrent Researcher

Internal Special Research Projects

  • 日本と韓国における貿易リスクマネジメントの再構築に関する研究

    2023  

    　View Summary

    Internationaltrade is a major factor in development of a nation’s economy, particularly incountries such as Japan and South Korea which lack in natural resources. Furthermore,growth in international trade enhances the production and employment ofdomestic companies. Crossing over national borders, international trade goeswith political, economic, social, legal, cultural, and currency differencesimplying various risks. Therefore, risk management is so crucial in promotinginternational trade that much development should be followed on it withtechnological or social development. Trade insurance is a representative riskmanagement technique along with ocean marine insurance and letter of credit(L/C).Most of countries has been operating trade insurance by export creditagency(ECAs), which is established and operated with government support. Tradeinsurance covers both credit risk(insolvency of buyer, bankruptcy, defaults,etc.) and country risk(war, terrorism, riots, revolution, etc.) during internationaltrade transactions. Trade insurance is a special system to improve export competitivenessof domestic companies and induce domestic economic growth, to support forhigh-risk export transactions and to support external transactions in emergingmarkets with high country risk. In Japan and South Korea, government-affiliatedorganizations NEXI and K-Sure operate trade insurance. Especially, tradeinsurance system in Japan and South Korea shows similarities regarding systemstructure. NEXI and South Korea operates trade insurance in two parts ;short-term trade insurance / mid and long-term trade insurance. In case ofNEXI, insurance coverage rate is different based on the type of risk(credit /country). However, in case of K-Sure, insurance coverage rate is differentbased on the size of the companies. NEXI has been actively operating reinsuranceand overseas fronting business with foreign ECA, Japanese non-life insurers andEuropean and U.S. private insurers. On the other hand, the percentage of reinsuranceof K-Sure is less that 0.1% and insurance business of K-Sure is too much focuseson short-term insurance(99.1%). In terms of digitalization, K-Sure launchedfintech business department in 2020 and hired Robotic Process Automation(RPA)robot employees for simple repetitive automation work. Also, K-Sure introduced non-contracttrade insurance platform and mobile direct guarantee and insurance productsince 2021. The stage of digitalization of K-sure seems to be fast and activethan NEXI.