Updated on 2022/11/27

写真a

 
SHAO, Jie
 
Scopus Paper Info  
Paper Count: 0  Citation Count: 0  h-index: 0

Citation count denotes the number of citations in papers published for a particular year.

Affiliation
Faculty of Commerce, School of Commerce
Job title
Research Associate
 

Research Areas

  • Commerce   insurance

Research Interests

  • insurance

Papers

  • Model assessment of public–private partnership flood insurance systems: an empirical study of Japan

    Jie Shao

    The Geneva Papers on Risk and Insurance - Issues and Practice    2022.01

    DOI

    Scopus

    1
    Citation
    (Scopus)
  • How does the Quantity of Disclosed Information Provided by Insurers Affect Entity Behaviors in Internet Insurance Market?: A Study Based on Tripartite Evolutionary Game Analysis between Government, Insurance Companies and Consumers

    Shao Jie

    International Review of Financial Consumers   4 ( No. 2 Oct 2019 ) 29 - 42  2019.12

     View Summary

    The emergence of internet insurance provides a new consumption pattern for insurance consumers in the e-commerce era. However, without insurers fulfilling duty of disclosure, consumers’ interests cannot be guaranteed. This paper will analyze the costs and benefits of three parties (i.e. government, insurance companies and consumers) and their strategies regarding information disclosure of insurance products on the internet. Using an evolutionary game model under bounded rationality assumptions, the Nash Equilibrium (NE) and evolutionary stability strategy (ESS) of the system are explored. The results show that (Disclosing, not Regulating, not Complain) is the best ESS and it is consumers’ buying decision not regulation that ultimately compels insurers to disclose enough information. The different current situations in China and Japan are discussed in light of the model, and some measures are suggested to promote the development of internet insurance markets in both countries.

    DOI